Insuring your Nonprofit and Social Services Organization
MGM Associates provides a wide range of special insurance needs for the Nonprofit Sector as defined under IRS Code 501(C) (3).
We specialize in insurance tailored to meet the needs of organizations such as:
- Community organizations
- YMCA / YWCA’s
- Civic Organizations
- Meals on Wheels
- Trade Associations
- Religious Organizations
- Social Welfare Organizations
Protect Your Organization, Your Clients, Your Employees, Your Board
Property and Casualty Insurance
Commercial insurers generally do not offer the specialized insurance coverages and services needed by nonprofit organizations. In addition to protecting nonprofits from loss or damage to property and equipment, we offer protection from a wide range of legal liability exposures including Social Workers Liability, Pastoral Counseling, Teachers Professional and Explicit Sexual Abuse and Molestation. We have a broad “insured” definition for legal liability coverages including executives, employees, board members and volunteers.
Our auto program can cover your agency’s cars, vans, trucks and buses. We offer Auto Liability Physical Damage plus Hired and Non-Owned Auto Liability insurance backed up with our risk management services especially for social service driving needs.
A large court award can have a devastating effect on a nonprofit. An umbrella policy can provide high levels of coverage in excess of your primary general liability, auto and professional liability coverages, including some coverages not available with your primary policies.
Workers Compensation Insurance
As a nonprofit insurance specialist, we provide affordable workers compensation options that emphasize safety and risk management. We provide pre-inspections, complimentary risk management services and seminars. Volunteer coverage is available.
Directors and Officers Liability Insurance
Your board is critical to your operation and finances. Directors and Officers coverage protects your directors, officers and the organization itself from allegations of mismanagement, misuse of funds, wrongful termination and employee discrimination.
Every business is unique – talk to MGM Associates Insurance today to find out how to get the best nonprofit organization insurance, service, price and value. Give MGM Associates Insurance a call at 585-381-7008.